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Education, learning and attainment

Young Persons' Money Index 2019: examining the delivery of financial education in schools and the financial capability of young people in the UK

London Institute of Banking and Finance · 2019

About this report

This annual survey of over 2,000 UK secondary school pupils aged 15–18 tracks access to financial education in schools and young people's financial knowledge, attitudes and behaviours. Five years after financial education was added to the national curriculum, 64% of students report having access (up from 29% in 2015), but most receive it through other subjects rather than dedicated lessons, and only 18% had a lesson in the last month. The majority (69%) worry about money, 86% say they get most of their financial understanding from parents or self-learning rather than school, and significant gaps in knowledge around credit, interest and debt remain. Most young people want more financial education in school, with 60% preferring it as a separate subject.

Research details

Methodology
Survey
Sample size
2,000
Sample
Secondary school pupils aged 15–18 across a mix of academy, state, private and independent schools in the UK.
Place
UK-wide
Youth involvement
No youth involvement

Themes